In the modern mortgage market, is it still possible for home buyers to get 95% LVR loans (or even higher) to purchase a house, or are those days long behind us. For “generation rent”, saving for a house deposit can seem an insurmountable task. In London, where the average property prices recently topped you work out the minimum you will actually need to save to buy a house. Find out how much you should save for a deposit, and use our calculator to see . cost of buying a house - a more detailed look at what you 'll need to budget for. In return, they will have to offer the homes at a minimum 20pc discount to first-time buyers under A redraw request is subject to approval. You may be able to use a guarantee from your parents supported by a mortgage over their property, or a term deposit as equity to assist you with your home purchase. Public service complaints Ever feel like your complaints to GPs or care homes are being ignored? Phones Mobile phones Cordless phones Simple mobile phones Mobile security apps Nuisance calls Mobile phone providers Editor's picks Best Buy mobile phones The best smartphones we've tested, with sharp screens, snappy processors and long-lasting batteries. Editor's picks Best Buy lawn mowers Don't get lumbered with an awkward-to-use lawn mower - pick one of these top-rated models instead. Know your rights - home appliances Find out where you stand with Which? Get from A to B quicker with these super sat navs from brands such as Garmin and TomTom. SF Chronicle Staff visit Home-About SF Chronicle-SF Chronicle Staff navigation-www 2 Become a Subscriber visit Home-About SF Chronicle-Become a Subscriber navigation-www 3 Manage Your Subscription visit Home-About SF Chronicle-Manage Your Subscription navigation-www 4 SF Chronicle Delivery visit Home-About SF Chronicle-SF Chronicle Delivery navigation-www 5 E-Edition visit Home-About SF Chronicle-E-Edition navigation-www 6 Back Copies visit Home-About SF Chronicle-Back Copies navigation-www 7 Chron in Education visit Home-About SF Chronicle-Chron in Education navigation-www 8 Corrections visit Home-About SF Chronicle-Corrections navigation-www 9. How to find the best cash Isa. Join the conversation on motoring.